1. We collect nonpublic personal information about you from the following sources:

• Information we receive from you on applications or other forms;
• Information about your transactions with us, our affiliates or others;

2. We may disclose all of the information we collect, as described above, to companies that perform marketing services on our behalf or to other financial institutions with whom we have joint marketing agreements. We may make such disclosures about you as a consumer, customer, or former customer.

3. We may also disclose nonpublic personal information about you as a consumer, customer, or former customer, to non-affiliated third parties as permitted by law.

4. We restrict access to nonpublic personal information about you to those employees who need to know that information to provide products or services to you. We maintain physical, electronic, and procedural safeguards that comply with federal regulations to guard your nonpublic personal information.
All customer information is protected by Title V of the Gramm-Leach-Bliley Act, 15 U.S.C., Section 6801 through 6810, and the Federal Trade Commission's Regulation P, 16 C.F.R. Part 313, with regard to the unauthorized distribution of Customer’s Non-Public Information (NPI) to third parties for any purpose other than its intended use. Whereas, by use of this form, customer acknowledges that any information submitted using this form may be utilized by recipient for its intended purpose. By submitting this form, I acknowledge that I have carefully read and understand the Opt-In Privacy Policy and Site Disclaimer.